Covered California
What is Covered California?
Covered California is the state’s official health insurance marketplace, where individuals and families can shop for quality health plans from top insurance companies. It’s the only place where you may qualify for financial assistance—through tax credits or cost-sharing reductions— that can lower the cost of your monthly premiums and out-of-pocket expenses. Covered California
makes it easier to compare plans side by side and find coverage that fits both your health needs and your budget.
Covered California Plans
At Gaddis & Mast Insurance Services, Lisa can explain represented plan options, compare costs and benefits, and help applicants understand the information requested during enrollment.
Lisa Grace Mast is a Licensed Insurance Agent. Lisa can help California individuals and families compare Covered California plans, review provider networks and prescriptions, and check whether the marketplace determines that financial assistance is available.
Plan availability, eligibility, benefits, networks, and financial assistance depend on current Covered California rules and each applicant’s circumstances.
Our Approach
- Compare represented Covered California plans available for your ZIP code.
- Review premiums, deductibles, provider networks, prescriptions, and other plan details.
- Prepare the information needed for an enrollment or coverage change.
- Ask questions before selecting a plan.
Lisa provides personal Covered California guidance as a Licensed Insurance Agent. The general Contact page remains available for clients who prefer to begin with Larry or Lisa.
Want to Learn More?
We’re here to help. Reach out to discuss your health, life, or retirement coverage goals today
Our Commitment to You
When assisting with Covered California, we:
- Explain represented options in plain language
- Help applicants compare current costs, benefits, and networks
- Review enrollment timing and qualifying life events
- Remain available for questions and annual plan reviews
Contact us to confirm current eligibility, plan availability, and enrollment requirements.
Frequently Asked Questions
When is yearly open enrollment?
For 2027 coverage, Covered California open enrollment runs November 1, 2026 through January 31, 2027. Confirm current dates before applying.
Can I enroll outside open enrollment?
A qualifying life event may create a Special Enrollment Period. Timing and documentation requirements apply.
Where do Californians apply for marketplace financial help?
Covered California is the state marketplace where eligible Californians can apply for premium tax credits and other financial help. Eligibility depends on the application and current rules.
Do the same plans appear everywhere in California?
No. Available plans, networks, benefits, and prices vary by region and household circumstances. Review the options available for your ZIP code.
Questions about your options?
Availability and eligibility depend on your location and circumstances. Contact us to confirm represented options before making a coverage decision.
Contact Gaddis & Mast